Equal Housing Lender
Member FDICCommercial Checking Accounts
Value Checking Account
Features
- 50 checks free per month
- End of month statement cycle
- No charge for deposits
- Free Access to Telebank
- Free Access to Surety On Line
- Minimum $100 opening deposit required
- $15 Base Charge Fee if balance falls below $2,500 during the month
- $0.20 fee for each check and debit after the first 50
Features
- Serialized statements
- Basic account
Benefits
- Convenient, saves time
- Easy to manage
Budget Checking Account
Features
- 25 checks free per month
- End of month statement cycle
- No charge for deposits
- Free Access to Telebank
- Free Access to Surety On Line
- Minimum $100 opening deposit required
- $10 Base Charge Fee if balance falls below $1,000 during the month
- $0.30 fee for each check and debit after the first 25
Features
- Low cost on low volumes of transactions
- Lower minimum balance requirement and fees
- Similar to a personal checking account
- Convenient, saves money
- Saves money for small businesses
- Easy to manage
Commercial Checking Account
Features
- Ideal for high transaction volumes and high balance accounts
- Account Analysis System:
- Balances earn credit at 91 day T-bill rate
- Fees are compensated against earned credit
- Deficiencies are charged directly to the account End of month statement cycle
- Secondary fees (wire transfer, OD charges, stop payments, etc.) charged directly to account
- Free Access to Telebank
- Free Access to Surety On Line
- Minimum $500 opening deposit required
- Contact us for a detailed fee schedule
Features
- Account Analysis System
- Fees charged to the account
- Monthly end of month account statement
- Allows excess balances to pay for services and transactions
- Convenient, saves time and helps controls
- Easy to manage
Business Savings
Features
- Interest compounded and paid quarterly based on average daily balance
- Quarterly statements
- 6 automatic, preauthorized and telephone transfers per month
- Up to 3 transfers to a third party
- Free Access to Telebank
- Free Access to Surety On Line
- Minimum $100 opening deposit required
- No monthly fee with a minimum balance of $200
- $3 Base Charge Fee if balance falls below $200 during the month
- Excess withdrawal fee of $2 per transaction if in excess of 6 per statement cycle
Features
- Insured savings
- Earn interest on excess cash balances
- Peace of mind
- Earns you money
Business Money Market Savings
Features
- Interest compounded and paid quarterly based on average daily balance
- Monthly statements
- Tiered interest rate schedule depending on account balance
- 6 automatic, preauthorized and telephone transfers per month
- Up to 3 transfers to a third party
- Free Access to Telebank
- Access to Surety On Line
- Minimum $100 opening deposit required
- No monthly fee with a minimum balance of $2,500
- $10 Base Charge Fee if balance falls below $2,500 during the month
- Excess withdrawal fee of $10 per transaction if in excess of 6 per statement cycle
Features
- Insured savings
- Earn interest< on excess cash balances
- Peace of mind
- Earns you money