Equal Housing Lender
Member FDICBoard of Directors
Mission Statement
Our mission is to develop a trained and motivated professional staff that will profitably deliver high quality customer services to our communities, their businesses, and their citizens.
STEPHEN R. OEFFNER, M.S.C.I.S., C.P.A.
Director and Chairman of the Board
Mr. Oeffner has been a director at Surety Bank since 2004. Mr., Oeffner is Associate Vice President for Finance at the University of North Texas Health Science Center at Fort Worth since 1996. Before that he was Regional Budget Officer for the Houston/Dallas offices of the Resolution Trust Corporation between 1992 and 1995. He has also worked with Precision Micro Works, Inc. (1985-1992), Griffin/Juban Interests, Inc. (1984-1987), Gerald D. Hines Interests (1979-1983) and with Tyller Willingham and Tuffley CPAs/Coopers & Lybrand (1977-1979).
Mr. Oeffner is a Fort Worth resident and holds an M.S.C.I.S. from University of Phoenix and a B.S. in Management and Accounting from SUNY-Buffalo. He has also completed numerous training courses in computer and financial topics.
Director and Chairman of the Board
Mr. Oeffner has been a director at Surety Bank since 2004. Mr., Oeffner is Associate Vice President for Finance at the University of North Texas Health Science Center at Fort Worth since 1996. Before that he was Regional Budget Officer for the Houston/Dallas offices of the Resolution Trust Corporation between 1992 and 1995. He has also worked with Precision Micro Works, Inc. (1985-1992), Griffin/Juban Interests, Inc. (1984-1987), Gerald D. Hines Interests (1979-1983) and with Tyller Willingham and Tuffley CPAs/Coopers & Lybrand (1977-1979).
Mr. Oeffner is a Fort Worth resident and holds an M.S.C.I.S. from University of Phoenix and a B.S. in Management and Accounting from SUNY-Buffalo. He has also completed numerous training courses in computer and financial topics.
JOHN H. MACKEY
Director, President and CEO
Mr. Mackey joined Surety Bank in November 2004 after a long career in banking and insurance. In the past he has occupied senior positions at Heritage Bank, Control Systems, Lone Star Savings Association, Briercroft Savings Association, Temple Savings Association, Wichita Falls Savings Association and Parker Square Savings and Loan Association. He also worked as a Conservator and Supervisory Agent for the Texas Savings and Loan Department between 1987 and 1992.
Mr. Mackey is a native of Wichita Falls. He holds a Business Administration degree from Midwestern State University. He also completed the Graduate School of Bank and Savings and Loan Management at Indiana University. Mr. Mackey is a decorated veteran of the Viet Nam war.
Director, President and CEO
Mr. Mackey joined Surety Bank in November 2004 after a long career in banking and insurance. In the past he has occupied senior positions at Heritage Bank, Control Systems, Lone Star Savings Association, Briercroft Savings Association, Temple Savings Association, Wichita Falls Savings Association and Parker Square Savings and Loan Association. He also worked as a Conservator and Supervisory Agent for the Texas Savings and Loan Department between 1987 and 1992.
Mr. Mackey is a native of Wichita Falls. He holds a Business Administration degree from Midwestern State University. He also completed the Graduate School of Bank and Savings and Loan Management at Indiana University. Mr. Mackey is a decorated veteran of the Viet Nam war.
JOHN J. HERNANDEZ
Director
Mr. Hernández has been a director at Surety Bank for several years. Mr. Hernández is President and owner of a printing business, JohnSons Press, in Forth Worth. He is a member of the boards or councils of Consumer Credit Counseling, All Saints Catholic Parish and School, Fort Worth Sister Cities, Red Cross, North Texas Council of La Raza, Catholic Diocese of Fort Worth, UNT School of Community Service, Hispanic Chamber of Commerce, Fort Worth Northside Community Health Center. He has also received numerous awards for his community service and his commitment to Fort Worth and the Hispanic community.
Mr. Hernández is a Fort Worth native and resident. He is a graduate of Laneri High School and the Continuing Business Program at Texas Wesleyan University.
Director
Mr. Hernández has been a director at Surety Bank for several years. Mr. Hernández is President and owner of a printing business, JohnSons Press, in Forth Worth. He is a member of the boards or councils of Consumer Credit Counseling, All Saints Catholic Parish and School, Fort Worth Sister Cities, Red Cross, North Texas Council of La Raza, Catholic Diocese of Fort Worth, UNT School of Community Service, Hispanic Chamber of Commerce, Fort Worth Northside Community Health Center. He has also received numerous awards for his community service and his commitment to Fort Worth and the Hispanic community.
Mr. Hernández is a Fort Worth native and resident. He is a graduate of Laneri High School and the Continuing Business Program at Texas Wesleyan University.
LARRY MORGAN
Advisory Director
Larry Morgan had thirty-three years of increasingly responsible experience with the Federal Deposit Insurance Corporation. He served with the Division of Supervision at all levels, including Regional Director, and an extensive detail as the Deputy Director in Washington, D.C., serving as the second highest executive in the Division. From 1997 through 2002, he served as Regional Director in both Atlanta, Georgia and Kansas City, Missouri. Prior to that, he served as Deputy Regional Director in Dallas, Texas and Assistant Director in the Planning and Program Development Branch in Washington, D.C. In addition to his duties with Surety Bank, Mr. Morgan works as a consultant with the Conference of State Bank Supervisors where he is engaged in the accreditation of the various State banking departments in the country.
Advisory Director
Larry Morgan had thirty-three years of increasingly responsible experience with the Federal Deposit Insurance Corporation. He served with the Division of Supervision at all levels, including Regional Director, and an extensive detail as the Deputy Director in Washington, D.C., serving as the second highest executive in the Division. From 1997 through 2002, he served as Regional Director in both Atlanta, Georgia and Kansas City, Missouri. Prior to that, he served as Deputy Regional Director in Dallas, Texas and Assistant Director in the Planning and Program Development Branch in Washington, D.C. In addition to his duties with Surety Bank, Mr. Morgan works as a consultant with the Conference of State Bank Supervisors where he is engaged in the accreditation of the various State banking departments in the country.
DON FLATT
Director
Mr. Flatt has been a director of Surety Bank since September of 2006. He is a retired banker with forty years of experience in Banking. The last twenty-one years of his distinguished career were served as President and Chief Executive Officer of Republic Bank in Carrollton, First Western National Bank in Carrollton, First Colony Bank in the Colony, and First National Bank of Sachse, from which he retired in July 2006.
Mr. Flatt attended high school and college in Akron, Ohio, graduating from the University of Akron in 1966 with a B.S. in Finance. He attended the Graduate School of Banking at the University of Wisconsin, the Graduate School of Commercial Lending at the University of Oklahoma, and the Real Estate Lending School at Ohio State University.
Director
Mr. Flatt has been a director of Surety Bank since September of 2006. He is a retired banker with forty years of experience in Banking. The last twenty-one years of his distinguished career were served as President and Chief Executive Officer of Republic Bank in Carrollton, First Western National Bank in Carrollton, First Colony Bank in the Colony, and First National Bank of Sachse, from which he retired in July 2006.
Mr. Flatt attended high school and college in Akron, Ohio, graduating from the University of Akron in 1966 with a B.S. in Finance. He attended the Graduate School of Banking at the University of Wisconsin, the Graduate School of Commercial Lending at the University of Oklahoma, and the Real Estate Lending School at Ohio State University.
MIKE VAN METER
Advisory Director
Mr. Van Meter joined Surety Bank as a consultant in December 2004 becoming a full time employee in March 2005, serving as the Senior Vice President and Creditor Director. In March 2007, he was promoted to Executive Vice President and Chief Lending Officer. Before his association with Surety Bank his professional career included senior banking positions with institutions in Dallas and Houston. He has worked in the financial services sector as the Credit Director for an Irving, Texas based employee leasing company that maintained four regional offices serving a ten state area.
Mr. Van Meter is a native of Rhome Texas. He holds a Bachelor’s Degree from the University of North Texas, Denton, Texas.
Advisory Director
Mr. Van Meter joined Surety Bank as a consultant in December 2004 becoming a full time employee in March 2005, serving as the Senior Vice President and Creditor Director. In March 2007, he was promoted to Executive Vice President and Chief Lending Officer. Before his association with Surety Bank his professional career included senior banking positions with institutions in Dallas and Houston. He has worked in the financial services sector as the Credit Director for an Irving, Texas based employee leasing company that maintained four regional offices serving a ten state area.
Mr. Van Meter is a native of Rhome Texas. He holds a Bachelor’s Degree from the University of North Texas, Denton, Texas.
CHARLES M. HEBERT
Director
Mr. Hebert has been a director of Surety Bank since September of 2006, and has served as a consultant since July of 2003. As a principal of Ferguson & Co., his experience has focused on valuations, merger and acquisitions, assessing and working out problem real estate loans, credit review and loan review.
Prior to his affiliation with Ferguson & Company, he served for seven years as a national bank examiner for O.C.C.; ten years with a $500 million bank, as Sr. Vice President and Chief Credit Administrator; four years with a $200 million bank as Executive Vice President; Chief Financial Officer of an oil company; Executive Vice President of a $65 million bank; and five years as President/CEO of a $200 million savings institution.
Mr. Hebert holds a B.S. Degree in Management and Economics from Louisiana State University, Baton Rouge, Louisiana. In addition, he was a 1972 graduate of the School of Banking of the South and is a Certified Commercial Lender (#303), ABA.
Director
Mr. Hebert has been a director of Surety Bank since September of 2006, and has served as a consultant since July of 2003. As a principal of Ferguson & Co., his experience has focused on valuations, merger and acquisitions, assessing and working out problem real estate loans, credit review and loan review.
Prior to his affiliation with Ferguson & Company, he served for seven years as a national bank examiner for O.C.C.; ten years with a $500 million bank, as Sr. Vice President and Chief Credit Administrator; four years with a $200 million bank as Executive Vice President; Chief Financial Officer of an oil company; Executive Vice President of a $65 million bank; and five years as President/CEO of a $200 million savings institution.
Mr. Hebert holds a B.S. Degree in Management and Economics from Louisiana State University, Baton Rouge, Louisiana. In addition, he was a 1972 graduate of the School of Banking of the South and is a Certified Commercial Lender (#303), ABA.
ROMAN PALOMARES
Director
Roman Palomares is the President of the Palomares Consulting Group (PCG), a management-consulting firm that provides technical assistance to local government entities and housing agencies throughout the United States. He is an accomplished Federal Executive & Washington Fellow who recently retired from the Federal Government with approximately 40 years of service. He serves as Chairman of the LULAC National Education Service Centers organization (LNESC), LULAC’s National education foundation. He also serves on the Board of the National LULAC Housing Commission, a national nonprofit corporation that promotes affordable housing and job creation for disadvantaged and low/moderate income families in the United States.
Mr. Palomares is a Fort Worth resident. As a Washington Fellow, he earned his Masters Degree in Public Administration from the University of Southern California, Washington, D.C. Public Affairs Center.
Director
Roman Palomares is the President of the Palomares Consulting Group (PCG), a management-consulting firm that provides technical assistance to local government entities and housing agencies throughout the United States. He is an accomplished Federal Executive & Washington Fellow who recently retired from the Federal Government with approximately 40 years of service. He serves as Chairman of the LULAC National Education Service Centers organization (LNESC), LULAC’s National education foundation. He also serves on the Board of the National LULAC Housing Commission, a national nonprofit corporation that promotes affordable housing and job creation for disadvantaged and low/moderate income families in the United States.
Mr. Palomares is a Fort Worth resident. As a Washington Fellow, he earned his Masters Degree in Public Administration from the University of Southern California, Washington, D.C. Public Affairs Center.