Individual Checking Accounts
Free Checking Account
Features
- Unlimited check writing
- Surety Bank ATM
- Surety Bank Debit Card
- Free Access to Telebank
- Free Access to Surety On Line
- Free bill pay on line
- Monthly statements
- First basic wallet size check order is Free
- Minimum $100 opening deposit required
Features
- No monthly service charge
- No minimum balance required
- No per check charge
Benefits
- Saves money
- Saves money
- Saves money
Now Account
Features
- Interest may be earned on average daily balances
- Interest rate is tiered based on the balances you maintain, a higher balance means a higher rate
- Unlimited check writing
- Surety Bank ATM and Debit Card
- Free Access to Telebank
- Free Access to Surety On Line
- Free bill pay on line
- Monthly statements
- Minimum $100 opening deposit required
- $10 Base Charge fee if balance falls below $1,000 during the month
Features
- Unlimited Check writing
- ATM or Debit Card
- Competitive interest rates
- Saves money
- Convenience
- Earns you money
Regular Savings
Features
- Quarterly interest payments based on average daily balance
- Competitive interest rates
- Quarterly statements
- Monthly statements if Electronic Funds Transactions have taken place
- 6 automatic, preauthorized and telephone transfers per month
- Up to 3 transfers to a third party by debit card
- Surety Bank ATM and Debit Card
- Free Access to Telebank
- Access to Surety On Line
- Minimum $100 opening deposit required
- No monthly fee with a minimum balance of $200
- $3 Base Charge Fee if balance falls below $200 during the month
- Excess withdrawal fee of $2 per transaction if in excess of 6 per statement cycle
Features
- Insured personal savings
- Interest earned from date of deposit to date of withdrawal
- Deposits and withdrawals at any time without penalty
- Make deposits and withdrawals by phone, mail, in person or at any Surety Bank ATM
- Peace of mind
- Earns you money
- Convenience and flexibility
- Saves time and is convenient
Minor Savings Account
Features
- Quarterly interest payments based on average daily balance
- Competitive interest rates
- Quarterly statements
- Monthly statements if Electronic Funds Transactions have taken place
- 6 automatic, preauthorized and telephone transfers per month
- Up to 3 transfers to a third party
- Account converts to a Regular Savings Account at age 18
- Surety Bank ATM and Debit Card
- Free Access to Telebank
- Access to Surety On Line
- Minimum $25 opening deposit required
- $3 Base Charge Fee if balance falls below $200 during the month
- Excess withdrawal fee of $2 per transaction if in excess of 6 per statement cycle
Features
- A useful tool teaching children to save
- Interest earned from date of deposit to date of withdrawal
- Deposits and withdrawals at any time without penalty
- Make deposits and withdrawals by phone, mail, in person or at any Surety Bank ATM
- Peace of mind
- Earns you money
- Convenience and flexibility
- Saves time and is convenient
Senior Star Account
Features
- Available to customers over 55 years of age
- Must maintain minimum $1,000 balance to obtain achieve APY
- Interest rate is tiered based on average daily balance maintained
- First wallet size check order is free, $5 for each order after that
- No fee on Cashier's Checks or standard travelers checks
- Surety Bank ATM and Debit Card
- Free basic size safe deposit box, subject to availability
- Monthly statements
- Free Access to Telebank
- Access to Surety On Line
- Minimum $100 opening deposit required
- $4 Base Charge Fee if balance falls below $100 during the month
Features
- Free safe deposit box
- ATM or Debit Mastercard
- Earn interest on average daily balance
- Savings and safety
- Savings and convenience
- Earns you money
Surety Money Market Savings
Features
- Competitive interest rate
- Interest rate tiered depending on balance
- Monthly statements
- Free Access to Telebank
- Access to Surety On Line
- Minimum $100 opening deposit required
- $2,500 minimum daily balance
- $10 Base Charge Fee if minimum balance falls below $2,500 during the month
- $10 per item in excess of 6 per cycle
Features
- You must maintain a minimum average daily balance of $2,500 in your account to obtain the disclosed annual percentage yield
- No monthly service fees if balance exceeds $2,500
- Customers can apply for a Debit Mastercard
- Earns you money
- Saves you money
- Can provide convenience and peace of mind
Platinum Money Market Savings
Features
- Higher interest rates on higher balances
- Interest rate tiered depending on balance
- Monthly account statement
- Free Access to Telebank
- Access to Surety On Line
- Minimum $100 opening deposit required
- $2,500 minimum daily balance
- $10 Base Charge Fee if minimum balance falls below $2,500 during the month
- $10 per item in excess of 6 per cycle
Features
- You must maintain a minimum average daily balance of $2,500 in your account to obtain the disclosed annual percentage yield
- No monthly service fee if balance exceeds $2,500
- Customers can apply for Debit Mastercard
- Earns you money
- Saves you money
- Can provide convenience and peace of mind
Overdraft Protection From Savings
Features
- Protects overdrafts in your checking account
- Available as an alternative, even if you don't qualify for a line of credit
- Your Regular Savings Account balance may be used to protect overdraft on your consumer checking account
- Funds must be available in your savings account
- Transfers to checking will count against transaction limits in the savings account
- $5 per month fee
- Transfers will be done in $10 increments
- Savings and checking account fees still apply
Features
- Checking account overdrafts are protected
- Automatic transfers to cover overdrafts
- Peace of mind and saves you money
- Convenient and easy
Equal Housing Lender
Member FDIC